American Tours, Inc. v. Liberty Mutual Insurance

EXUM, Justice.

Plaintiff seeks a declaratory judgment that defendant Liberty Mutual Insurance Company 1 (hereinafter Liberty) is obligated to pay a judgment plaintiff obtained in another action against Beverly Ann Mobley for damages to plaintiffs bus arising out of an automobile accident on 11 August 1977. Plaintiff alleges that Mobley was insured under a policy written by defendant and issued to the lessor of the rental car she was driving. Defendant claims Mobley, who was nineteen at the time of the accident, was not insured because her father, the lessee, permitted her to drive in violation…