Smith v. Globe American Casualty Co.

This is an action for declaratory judgment to determine whether plaintiff can recover benefits under an uninsured motorist’s provision in an insurance policy. The insurance company defends on the ground that the policy was cancelled at the time of the accident.

On October 3, 1969, Neal Smith, the plaintiff in the within action, made application for an automobile insurance policy to the Globe American Casualty Company through its authorized agent, Ohio Underwriters. The policy was to be effective from October 6, 1969 to October 6, 1970. The insurance policy had a standard cancellation clause…