Enzor v. North Carolina Farm Bureau Mutual Insurance

LEWIS, Judge.

This appeal arises from a dispute between plaintiff, a sweet potato farmer, and defendant North Carolina Farm Bureau Mutual Insurance Company, plaintiffs insurer, over the actual cash value of his sweet potatoes.

Plaintiffs potatoes were destroyed by fire on 8 February 1991 in Columbus County, N.C. The produce was insured in a policy issued by defendant. The policy contained standard fire insurance policy provisions required by N.C. Gen. Stat. section 58-44-15 (1994). After attempts by the parties to settle failed, plaintiff filed suit on 10 January 1992 and defendant answered.

In…