Xilena M. Caceres v. McCalla Raymer, LLC
Court of Appeals for the Eleventh Circuit
1Opinion of the Court
ANDERSON, Circuit Judge.
Xilena Caceres appeals the district court’s dismissal of her putative class action suit against law firm McCalla Raymer for violating the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (“FDCPA” or “the Act”). The district court granted McCalla’s motion to dismiss, reasoning that its letter to Caceres was not an initial communication, as defined by the Act, and that the alleged error in the letter was not misleading. Caceres appeals, arguing that the district court got both conclusions wrong.
I. FACTS AND PROCEDURAL HISTORY
Caceres received a letter from…
2Cases cited9 opinions
- Diane Jeter v. Credit Bureau, Inc.Court of Appeals for the Eleventh Circuit · 1985
- LeBlanc v. Unifund CCR PartnersCourt of Appeals for the Eleventh Circuit · 2010
- Reese v. Ellis, Painter, Ratterree & Adams, LLPCourt of Appeals for the Eleventh Circuit · 2012
- Gburek v. Litton Loan Servicing LPCourt of Appeals for the Seventh Circuit · 2010
- Greco v. Trauner, Cohen & Thomas, L.L.P.Court of Appeals for the Second Circuit · 2005
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3Cited by53 opinions
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- Roth v. Nationstar Mortg., LLC (In Re Roth)Court of Appeals for the Eleventh Circuit · 2019
- Hart v. FCI Lender Services, Inc.Court of Appeals for the Second Circuit · 2015
- Richard Hunstein v. Preferred Collection and Management Services, Inc.Court of Appeals for the Eleventh Circuit · 2021
- Goodin v. Bank of America N.A.District Court, M.D. Florida · 2015
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