McCulley v. State Farm Mutual Automobile Insurance Co.

KAROHL, Presiding Judge.

Plaintiff James F. McCulley appeals from a judgment notwithstanding the verdict entered after the jury awarded him $9339.76 on an insurance claim against defendant State Farm Mutual Automobile Insurance Company. We reverse.

Plaintiff purchased insurance coverage for his 1975 GMC dump truck from defendant. On August 13, 1979, while covered by the policy, the truck collided with a metal post. Within minutes and in the same locality the frame of the truck collapsed. Plaintiff, unable to obtain payment from the insurer for damages allegedly caused by the collision, filed…