Guaranty National Insurance v. Bayside Resort, Inc.
District Court, Virgin Islands
1Opinion of the Court
MEMORANDUM OPINION AND ORDER
This dispute pits an innocent policyholder against its equally innocent insurer. We are asked to decide whether the defendant, yet another victim of the insolvent Dome Insurance Company, is entitled to primary coverage from its excess carrier. We hold it is not.
I. FACTS
Defendant Bayside Resorts, Inc. owns the Sapphire Beach Resort on the south shore of St. Thomas. It carried $1 million of liability insurance covering injuries suffered by its patrons, consisting of a $500,000 primary general liability policy and an umbrella contract in the same amount. The former…
2Cases cited15 opinions
- Reserve Insurance Co. v. PisciottaCalifornia Supreme Court · 1982
- Victor Maneikis v. St. Paul Insurance Company of IllinoisCourt of Appeals for the Seventh Circuit · 1981
- Fageol Truck & Coach Co. v. Pacific Indemnity Co.California Supreme Court · 1941
- Donald B. MacNeal, Inc. v. Interstate Fire & Casualty Co.Appellate Court of Illinois · 1985
- MacAlco, Inc. v. Gulf Insurance Co.Missouri Court of Appeals · 1977
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3Cited by22 opinions
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- Zurich Insurance Company, Plaintiff-Counterdefendant-Appellee v. The Heil Company, Defendant-Counterplaintiff-AppellantCourt of Appeals for the Seventh Circuit · 1987
- Lechner v. ScharrerCourt of Appeals of Wisconsin · 1988
- Seaway Port Authority of Duluth v. Midland Insurance Co.Court of Appeals of Minnesota · 1988
- Wurth v. Ideal Mutual InsuranceOhio Court of Appeals · 1987
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