Welch v. State Farm Mutual Automobile Insurance

Petitioners seek review of a decision of the court of appeals which held that State Farm Mutual Automobile Insurance Company (State Farm) can lawfully exclude coverage in the uninsured motorist provision of its policy for accidents involving motor vehicles owned by the insured but not included in the policy. In reaching this result, the court of appeals sanctioned the use of a “drive other car” exclusionary clause, which had the effect of validating State Farm’s attempt to prevent the insured’s stacking of policy coverages. We hold, consistent with Tahtinen v. MSI Insurance Company, decided…