Fidelity & Guaranty Insurance Underwriters, Inc. v. The City of Kenner

WISDOM, Circuit Judge:

The City of Kenner (the insured) appeals a declaratory judgment in favor of Fidelity and Guaranty Insurance Underwriters, Inc. (the insurer or F & GIU) and against the City of Kenner (the insured). The district court held that the insurer had no duty to defend a third party’s suit against the insured: the provisions of the policy unambiguously exclude coverage. We affirm.

I

The City of Kenner maintained a “Special Multi-Peril Policy” of insurance with F & GIU. This appeal concerns F & GIU’s obligation under that policy to defend a suit against Kenner 1 instituted by four…