King v. American Family Mutual Insurance
Court of Appeals for the Ninth Circuit
1Opinion of the Court
OPINION
McKEOWN, Circuit Judge:
Imagine this scenario:
An out-of-state insurance company is contemplating doing business in Montana. Preliminary to any authorization to sell policies or the transaction of any business, state law requires the company to appoint the Commissioner of Insurance for service of process, which it did. Although the company began the licensure application process, the company cannot yet sell policies in Montana and has not completed the regulatory process to do so. The company has no contacts or contracts, no sales agents or producers, no employees, and no offices in…
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