National Life & Accident Insurance v. Harris

Judge Harris brought suit against National Life & Accident Insurance Company to recover on a policy of life insurance issued by the company on the life of his wife. The policy provided that the company would pay to Judge Harris, the beneficiary, $300 upon due proof of the death of the insured during the continuance of the policy. The defendant filed an answer in which it alleged that its liability under the policy was limited to the return of the premiums paid by virtue of the following provisions contained therein: “3. No obligation is assumed by the company prior to the date hereof. Except…