In Re Davis

FINDINGS OF FACT AND CONCLUSIONS OF LAW

GEORGE L. PROCTOR, Bankruptcy Judge.

This Case is before the Court upon Bank of New York’s (“Creditor”) Objection to Confirmation of Debtor’s Plan pursuant to 11 U.S.C. Section 1325(a)(5)(B)(iii)(I). After a hearing on April 20, 2006, the Court makes the following Findings of Fact and Conclusions of Law:

FINDINGS OF FACT

1. On February 10, 2006, Matthew R. Davis (“Debtor”) filed a Chapter 13 petition.

2. Creditor’s claim in the amount of $81,777.01, with an arrearage, included in the claim, of $5,744.16, is secured by land and a manufactured home located on…