Scharmer v. Occidental Life Insurance

On or about November 1, 1948, the Occidental Life Insurance Company issued to Frederick W. Scharmer a certificate of group life, health and accident indemnity through Local No. 113,. UA'W-CIO, under a plan whereby Frederick W. Scharmer and his employer, Continental Motors Corporation, each contributed a share of the premiums required to be paid for said policy. It was provided in the policy that Frederick W. Scharmer’s beneficiary would receive $3,000 if Frederick W. Scharmer “suffers directly and independently of all other causes, bodily injury effected solely through external, violent and…