Utica Mutual Insurance v. Stockdale Agency

MEMORANDUM OPINION AND ORDER REGARDING PLAINTIFF’S MOTION FOR PARTIAL SUMMARY JUDGMENT

BENNETT, District Judge.

TABLE OF CONTENTS

I. INTRODUCTION AND PROCEDURAL BACKGROUND.1183

II. STANDARDS FOR SUMMARY JUDGMENT.1184

III. FINDINGS OF FACT.1186

A. Undisputed Facts.1186

B. Disputed Facts.1188

IV. LEGAL ANALYSIS.1189

A. The Nature Of Utica’s Cause Of Action.1189

1. Actions founded on fraudulent misrepresentation.1190

2. Utica’s cause of action.1192

B. Fraudulent Misrepresentation At Law And In Equity.1192

1. Elements of fraudulent misrepresentation.1192

a. Material, false representation.1194

b. Intent.1195

e.…