Titan Insurance Company v. Hyten

We granted leave to appeal to address whether an insurance carrier may avail itself of traditional legal and equitable remedies to avoid liability under an insurance policy on the ground of fraud in the application for insurance, when the fraud was easily ascertainable and the claimant is a third party. In accordance with this Court’s precedent in Keys v Pace, 358 Mich 74; 99 NW2d 547 (1959), we answer this question in the affirmative. There being nothing in the law to warrant the establishment of an “easily ascer*551tamable” rule, we overrule State Farm Mut Auto Ins Co v Kurylowicz, 67 Mich App…