Economy Premier Assurance Co. v. Western National Mutual Insurance Co.

OPINION

ROSS, Judge.

This is a coverage dispute between two insurance companies. Luke Hylden was driving his father’s pickup truck when he collided with another car and injured the driver. Hylden’s father had lent him the truck because the car Hylden usually drove, owned by his mother, was broken down. Hylden was insured under the policies that each of his parents had taken out for his and her respective vehicle. Hyl-den’s father’s insurer, Economy Premier, paid damages to the victim and then sued Western National, the insurer for Hylden’s mother, seeking a declaratory judgment for…