Oram v. State Farm Lloyds

JONES, Justice.

Appellee State Farm Lloyds denied the claim of appellants Richard W. Oram and Conna E. Oram for the costs of repairing damage to the foundation of their house, which the Orams assert was caused by a plumbing leak; the Orams then sued State Farm seeking damages for breach of contract and violations of the Insurance Code. See Tex. Ins.Code Ann. arts. 21.21, 21.55 (West Supp.1998). The jury found in favor of the Orams, but the trial court granted State Farm’s motion for judgment notwithstanding the verdict on the basis that as a matter of law the insurance policy did not cover…