Alabama Farm Bur. Mut. Cas. Ins. Co. v. Carswell

This is an appeal by Alabama Farm Bureau Mutual Casualty Insurance Company, Inc. from a declaratory judgment, entered upon a jury verdict, which determined that an automobile insurance policy issued to John Ivan Carswell (driver/appellee) provided coverage to him while driving an automobile belonging to his father. We reverse.

The facts may be summarized as follows:

On 21 May 1973, Alabama Farm Bureau Mutual Casualty Insurance Company issued John Ivan Carswell a liability insurance policy insuring against loss arising from the operation of a 1973 model Mercury Capri.

On 7 February 1975, John…