Officer v. London Guarantee & Accident Co.

This cause presents the question of the right of an accident insurance company, when sued on one of its policies providing for death benefits, to make suicide a defense, in the face of our statute prohibiting such defense.

The defendant relied upon the following provision in the policy: “4. If while insane the assured shall inflict upon himself, or receive injuries fatal or otherwise, or while sane *218shall intentionally inflict upon himself injuries fatal or otherwise, the measure of this company’s liability shall be a sum equal to the last premium paid, the same being agreed upon as in full…