Union Health & Accident Co. v. Welch

This is an action by a beneficiary under a contract of insurance in the form of a policy commonly known as an “accident policy.” The insured suffered death as the result of a bodily injury sustained through external, violent and accidental means, and plaintiff, his beneficiary, seeks to recover the indemnity provided by the contract for loss of life. There was a judgment for plaintiff, and defendant, the insurer, brings the cause here for review.

The only question that need be determined is the validity of the defendant’s first defense, which is the claim that the action is barred by reason of…