Lagstein v. Certain Underwriters at Lloyd's of London

OPINION

DUFFY, District Judge:

After undergoing major heart surgery in 2001, Dr. Zev Lagstein, a nuclear cardiologist, made a claim on a disability insurance policy he had purchased from Certain Underwriters at Lloyd’s of London. Lloyd’s pussyfooted for years only to eventually deny the claim, so Dr. Lagstein sued in the United States District Court for the District of Nevada. Lloyd’s moved to arbitrate pursuant to the policy, and the District Court granted the motion.

Illustrating the maxim “be careful what you wish for,” the arbitration was wildly successful for Dr. Lagstein, resulting in a…