Fertig v. General Accident, Fire & Life Assurance Corp.

This action is for legal expenses allegedly incurred by the plaintiff in the defense of a negligence action against him. The plaintiff asserts that he is an additional assured under a so-called omnibus clause in an automobile liability policy issued by the defendant to the plaintiff’s employer. The answer is a general denial with a separate and distinct defense which alleges that the policy was issued subject to an indorsement known as an employers’ non-ownership liability indorsement and that by virtue of the terms of this indorsement, as read with the terms of the policy, coverage is not…