Farmers Insurance Co. v. Hertz Corp.

GRIMM, Presiding Judge.

In this declaratory judgment action, defendant The Hertz Corporation appeals, and plaintiff Farmers Insurance Company cross-appeals, from the trial court’s judgment. We reverse in part, affirm in part, and remand.

Hertz’s primary point is that the trial court erroneously concluded that its automobile rental agreement extended liability coverage to defendant John P. Anderson. We agree, because Hertz had no liability insurance policy on the car containing an express omnibus clause; the rental agreement did not contain an express omnibus clause; and § 303.190, RSMo 1986,…