Christine Marais v. Chase Home Finance LLC
Court of Appeals for the Sixth Circuit
1Opinion of the Court
OPINION
2Per curiam
Christine Marais appeals the dismissal of her claims under the Truth in Lending Act (TILA), 15 U.S.C. § 1601, et seq., and the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2601, et seq., on Defendant Chase Home Finance (Chase)’s motion for judgment on the pleadings. We AFFIRM the dismissal of the TILA claim and REVERSE the dismissal of the RESPA claims.
I
This case arises from a residential loan servicing agreement between Marais, the obligor/borrower, and Chase, a servicer of her loan. The background facts set forth by the district court are undisputed:
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