Critchlow v. First Unum Life Insurance Co. of America

DECISION AND ORDER

LARIMER, District Judge.

Plaintiff, Shirley M. Critchlow, commenced this action on April 14, 2000, under the Employee Retirement Income Security Act (“ERISA”), 29 U.S.C. § 1132(a)(1)(B). Plaintiff sought recovery from defendant First UNUM Life Insurance Company of America (“UNUM”) for benefits on an accidental-death-and-dismemberment insurance policy (“the policy”) covering her son Daniel Critchlow, who died engaging in the practice of autoerotic asphyxiation, i.e., the practice of limiting the flow of oxygen to the brain during masturbation in an effort to intensify sexual…