Dhyne v. State Farm Fire & Casualty Co.

RICHARD B. TEITELMAN, Judge.

State Farm Fire and Casualty Company appeals from a judgment in favor of Kristen Dhyne on her suit for damages and attorney’s fees under section 375.420, RSMo 2000. Section 375.420 allows an insured to recover when the insurer “has refused to pay a loss without reasonable cause or excuse.” The judgment is affirmed.

FACTS

Viewed in the light most favorable to the jury verdict, the facts of the case are as follows. On February 6, 2001, Kristen Dhyne was struck by a vehicle driven by an uninsured motorist. She suffered a broken pelvis, right kidney failure, and nerve…