Allstate Property and Casualty Insurance Company v. Sinatra Miller

On January 12, 2013, Bobby Roberts (“Bobby”), who was married at the time to Kim Roberts (“Roberts”), shot Sinatra Miller (“Sinatra”), an invited guest of Roberts’s, multiple times in the front yard of Roberts’s home. Sinatra, who survived, and Arlene Miller (collectively, the “Millers”) then sued Roberts and Bobby in Georgia state court.

At the time of the shooting, Roberts was insured under a policy of homeowners’ insurance issued by Allstate Property and Casualty Insurance Company (“Allstate”). The policy provided coverage for an “occurrence,” which it Refined as “an accident” causing…