Baldwin v. Citigroup, Inc. (In Re Baldwin)

MEMORANDUM OPINION

ALBRITTON, Chief Judge.

I. INTRODUCTION

This case is before this court on review of the Proposed Findings of Fact and Conclusions of Law in Bankruptcy Case No. 01-06532, Civil Action No. 03-MC-3152-N. Citigroup, Inc., Citifinancial Company, Ci-tifinancial, Inc., Associates First Capital Corporation, Citifinancial Corporation 216 LLC, Citifinancial Mortgage Company, Inc., and Citifinancial Corporation LLC (“Creditor”) 1 raised five arguments as to why the bankruptcy court should grant summary judgment enjoining Sam Baldwin (“Debtor”) and Lula Baldwin (collectively “Consumers”)…