Feggins v. LVNV Funding LLC (In re Feggins)

MEMORANDUM DECISION

William R. Sawyer, United States Bankruptcy Judge

These consolidated Adversary Proceedings came before the Court for trial on August 10, 2015. The Plaintiffs were present by counsel Nicholas H. Wooten and the Defendants were present by counsel Neal D. Moore, III, and Tina Lam. For the reasons set forth below, judgment is entered in favor of the Plaintiffs and against the Defendants.

I. FACTS

This litigation is a consolidation of five adversary proceedings. The Plaintiffs are William Henry Feggins (AP 14-01049), Ray C. Balcom (AP 14-01060), Donnie L. Chandler (AP 14-01062),…