Petika v. Transcontinental Insurance Co.

OPINION BY

GANTMAN, J.:

¶ 1 Appellants, Matthew Petika and his wife Penny Petika (“the Petikas”), ask us to determine whether the trial court erred in rendering a verdict in favor of Appellees, Transcontinental Insurance Company (“Transcontinental”) and Swank Associated Companies, Inc. (“Swank”), in a declaratory judgment action to recover underinsured motorist (“UIM”) benefits. Specifically, the Petikas challenge the trial court’s interpretation and application of the “orientation” element of the “occupancy test,” as promulgated in Utica Mutual Insurance Company v. Contrisciane, 504 Pa. 328,…