Julio Guerrero v. Agency Insurance Company of Maryland, Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA JULIO GUERRERO : : CIVIL ACTION v. : No. 25-3773 : AGENCY INSURANCE : COMPANY OF MARYLAND, INC. : McHUGH, J. May 27, 2026 MEMORANDUM This is an underinsured motorist insurance claim involving a workman who was approaching a truck to retrieve a tool when he was struck by a speeding car. The striking driver’s coverage was inadequate to compensate for the workman’s injuries, and he seeks underinsured coverage under the policy covering the parked truck. The truck’s policy provides coverage for an individual “occupying”…