Reynolds v. Great American Insurance Co. of New York

Plaintiffs owned household furnishings located in'their'home and insured by defendant against loss by’ explosion. During midwinter they left their home unoccupied for 9 days. It was locked, up and no one had access to it except a caretaker engaged to look after .the furnace, who had access to the basement only. Hé was not called as a witness at trial, nor was his whereabouts then known. When plaintiffs returned they found carpeting, furniture, and walls wet, plaster'and wallpaper loosened, paint, on woodwork, chipped,, water, steam and vapor on the windows, and evidence that water had come…