Farmers Insurance Exchange v. Pickering

OPINION

Per Curiam: 1

Appellant Farmers Insurance Exchange (Farmers) issued to respondent Pickering three separate policies of automobile insurance. Each policy provided $10,000 in medical benefits. Pickering was later involved in an automobile accident and incurred medical bills of more than $30,000. When Pickering attempted to recover medical benefits under all three of his insurance policies, Farmers conceded coverage under only one of the policies.

Pickering sued Farmers to recover the medical benefits under the remaining two policies of insurance, and the district court ultimately entered a…