United Fidelity Life Insurance v. Dempsey

Appellee holds a policy of life insurance for $1,000 issued by appellant. The policy contains a disability clause, providing, in case of total and permanent disability, for the waiver of premiums thereafter falling due and for payment to appellee of $10 per month during such disability. He becamé disabled in 1933, proof was made, accepted, and premiums were waived and payments made up to and including September 1, 1935. On September 28, 1935, appellant wrote appellee the following letter: “This is to advise that disability payments under the above-numbered policy have been discontinued. This…