Krajenke v. Preferred Mutual Insurance

This appeal results from a suit filed by plaintiff against the various named defend ants (hereinafter "Preferred Mutual”, "Meadow-brook”, and "Flame Gas”) to recover losses for the damage to her home which occurred as a result of pipes freezing and bursting.

Plaintiff purchased an old farmhouse in September of 1970 and insured it with a Preferred Mutual homeowner’s insurance policy purchased through Meadowbrook. She extensively remodeled the farmhouse and had a propane gas-fired central heating system installed. A 1000-gallon storage tank was installed by Flame Gas in October, 1970, and she…