Ogden v. United States Fidelity & Guaranty Co.

GARBARINO, Judge.

This is an appeal from a grant of summary judgment. The trial court determined that an employer’s liability policy does not provide coverage for an employee’s vehicle not driven in the course of employment even though the vehicle was listed on the schedule of insured vehicles attached to the policy.

We agree and affirm.

FACTS AND PROCEDURAL HISTORY

J.M. Steel Erecting, Inc. (J.M.) owned a fleet of vehicles that included a 1979 Chevrolet truck. In late 1989, J.M. sold the truck to an employee, Joseph Lichman (Lichman), who took possession and used it for personal transportation,…