Antiporek v. Village of Hillside

Local public entities are granted certain immunities from tort liability by the Local Governmental and Governmental Employees Tort Immunity Act (the Act) (Ill. Rev. Stat. 1983, ch. 85, par. 1 — 101 et seq.), but such immunities are effectively waived where the public entity is protected by a policy of insurance, issued by an insurance “company,” covering an alleged liability (Ill. Rev. Stat. 1983, ch. 85, par. 9 — 103(c)). The Intergovernmental Risk Management Agency (IRMA), an alternative to conventional commercial insurance, is a risk-management pool in which only Illinois municipalities…