Sorrell v. Electronic Payment Systems, Inc. (In Re Sorrell)

OPINION

DONALD R. SHARP, Chief Judge.

Now before the Court for consideration is the First Amended Complaint For Declaratory Judgment Avoiding Lien on Homestead Property filed by Avery Ray Sorrell and Vergie Sorrell, the Debtors in the above captioned bankruptcy case and Plaintiffs in this adversary proceeding (“Debtors”). This opinion constitutes the Court’s findings of fact and conclusions of law required by Fed.R.Bankr.Proc. 7052 and disposes of all issues before the Court.

FACTUAL AND PROCEDURAL BACKGROUND

The Debtors, Avery and Vergie Sorrell, filed a petition for relief under Chapter 13 of…