Maloney v. Progressive Specialty Insurance Co.

OPINION

BRYNER, Chief Justice.

I. INTRODUCTION

Denise Maloney was seriously injured in an auto accident caused by a driver insured by Progressive Specialty Insurance Company. Progressive's policy provided for a maximum payment of $50,000, plus attorney's fees assessed under Alaska Civil Rule 82. Progressive acknowledged liability and damages exceeding the policy's limit-cireumstances that obliged Progressive to give Maloney a policy-limits settlement offer. Progressive offered Maloney the policy's nominal limit but, since Maloney was not represented by counsel, did not offer any additional…