Maryland Automobile Insurance Fund v. Baxter

SALMON, Judge.

The main question presented in this appeal is whether Maryland law requires an automobile insurer to provide uninsured motorist coverage to an uninsured stranger/pedestrian who is struck by an automobile driven by a person excluded under the insurer’s policy. We shall answer that question in the negative, as did the Circuit Court for Baltimore City.

I

On January 21, 2007, Teresa Ann Palugi owned a 1998 Jeep Grand Cherokee that she insured with Interstate Automobile Insurance Company (“Interstate”). ' When Mrs. Palugi applied for insurance, Interstate discovered that William…