Federal Insurance v. American Hardware Mutual Insurance

OPINION

By the Court,

Saitta, J.:

The United States District Court for the District of Nevada has certified, under NRAP 5, the following question to this court: “[wjhether, under Nevada law, an additional insured endorsement provides coverage for an injury caused by the sole independent negligence of the additional insured?” We answer the question in the affirmative and conclude that, unless the contrary intent is demonstrated by specific language excluding or limiting coverage for injuries caused by the additional insured’s independent negligent acts, there is coverage.

FACTS AND PROCEDURAL…