Morgan v. Safeway Insurance Co. of Alabama, Inc.

PITTMAN, Judge.

This appeal concerns an insurer’s right to deny a claim for underinsured-motorist (“UIM”) insurance benefits on the basis that the insurer did not consent to its insureds’ settlement of their claim against the alleged tortfeasor.

In January 2006, John P. Morgan ánd Darlene K. Morgan (“the insureds”) brought an action against their insurer, Safeway Insurance Company of Alabama, Inc. (“Safeway”), alleging that an underin-sured motorist had negligently caused or allowed a motor vehicle to collide with a vehicle they were occupying and that, as a result, the insureds had suffered…