Rockwood Casualty Insurance v. Uninsured Employers' Fund

Rockwood Casualty Insurance Company (“Rockwood”) issued a workers’ compensation policy to the Carousel Hotel (“Carousel”) in October of 1997. Thereafter, Carousel failed to pay the premiums, prompting Rockwood to mail a Notice of Cancellation (“notice”) to Carousel on December 20, 1997. On March 7, 1998, one of Carousel’s employees sustained a work-related injury. The employee filed a claim with the Workers’ Compensation Commission (“Commission”) and impled the Uninsured Employers’ Fund (“UEF”). The Commission found the employee’s claim legitimate and concluded that Rockwood should pay.

The…