New York Life Insurance v. West

Plaintiee in error is hereinafter referred to as the company, defendant in error as Mrs. West, and her deceased husband Sidney H. L. West, as West.

The record presents for consideration the effect of an exception in a contract and the simple question is whether that exception, otherwise clear, definite and valid, is nullified by our statute and decisions.

The company, by its policy, promised to pay Mrs. West $3,000 upon receipt of due proof of the death of West, “or $6,000 if such death resulted from accident as defined under ‘Double Indemnity’ and subject to the provisions therein set forth.”…