Hutcheson & Co. v. Providence - Washington Insurance Co. of Providence

RUARK, Judge.

This is an appeal by the insurance company from an adverse judgment in a suit on a fire policy. The fact of the fire and the amount of pro rata liability, if any, is agreed. The principal questions are whether there was a valid contract of insurance and whether the defendant company effectively cancelled the policy prior to the fire.

One Beaman operated an insurance agency business in Bolivar, Missouri. He was agent for a number of companies, one of which was the defendant, Providence- Washington Insurance Company. His authority from defendant empowered and authorized him to…