Employers Mutual Casualty Co. v. State Auto Insurance, Inc.

[¶ 1.] State Auto Insurance, Inc. appeals from a judgment determining that 1) Rox-ann Orr was a named insured under an automobile insurance policy issued to her parents Harold and Marcia Orr, and that 2) State Auto is the primary insurer. We reverse issue 1 and affirm issue 2.

FACTS AND PROCEDURE

[¶ 2.] This action arose from a one-car accident that occurred in rural Clark County on February 14,1998. The vehicle involved was a 1990 Plymouth Acclaim titled in the name of Dale’s Service. This vehicle was part of an inventory of a used ear lot owned by Dale’s Service. Harold and Marcia Orr own…