Bullard v. Life & Casualty Insurance

Gilbert, J\

A policy of life insurance is a contract. Civil Code (1910), § 2496. The cardinal rule for the construction of the contract is to ascertain the intention of the parties. § 4266. In arriving at the true interpretation of a contract, words usually bear their “usual and common signification.” In common parlance, or according to usual signification of the word, an “automobile” is not a “motorcycle.” Both are “motor-driven” vehicles, but not all “motor-driven” vehicles are “automobiles” nor are all “motorcycles.” Had it been the intention of the parties that the insurance should cover…