Hesser v. Harleysville-Garden State Insurance

The opinion of the court was delivered by

Paul G. LEVY, J.A.D.

In this matter we consider whether plaintiffs automobile insurance policy or N.J.S.A 17:28-1.1, or both, provided $75,000 uninsured motorist coverage plus $75,000 underinsured motorist coverage for her injuries from an accident involving both uninsured and underinsured vehicles, under a liability policy declaring $75,000 to be its “maximum limit of liability for all damages resulting from any one accident.” Plaintiff was granted a declaratory judgment, providing the total of both coverages available regardless of the limit. We…