State Farm Mutual Automobile Insurance v. Cheeper's Rent-A-Car, Inc.

NATURE OF CASE

In this declaratory judgment action, Cheeper’s Rent-A-Car, Inc. (Cheeper’s), appeals the order of the district court for Douglas County denying its motion for summary judgment and granting the cross-motions for summary judgment of State Farm Mutual Automobile Insurance Company (State Farm) and Heather Billings. For the reasons set forth below, which differ from the rationale of the district court, we affirm.

STATEMENT OF FACTS

In their briefs, the parties have set forth the relevant facts, and there are no material facts in dispute in this case. The facts may be summarized as…