American Family Mutual Insurance Co. v. Ragsdale

HAROLD L. LOWENSTEIN, Judge.

American Family Mutual Insurance Company (“American Family”) appeals from a judgment entered in favor of John and Donna Ragsdale (“the Ragsdales”), which held that the Ragsdales were entitled to underinsured motorist coverage under their two policies with American Family. Respondent John Ragsdale (“Ragsdale”) was injured while driving a vehicle owned by his employer. Because of ambiguities in the policies, the trial court construed the policies in the Rags-dales’ favor: (1) allowing the stacking of their two policies of $100,000 which contained underinsured…