Eure v. Jefferson National Bank

This case involves the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691 through 1691f (1988 & Supp. IV 1992) (ECOA or the Act). In pertinent part, the Act provides that “[i]t shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction ... on the basis of . . . marital status.” 15 U.S.C. § 1691(a)(1). Any creditor who fails to comply with the requirements of the Act shall be liable to an aggrieved applicant for actual damages, 15 U.S.C. § 1691e(a), and for punitive damages not to exceed $10,000, 15 U.S.C. § 1691e(b).

Pursuant to §…